Reasons For Foreclosure and the Solution

Posted by webmaster on Jan 27, 2012 in Foreclosure | 0 comments

There are so many reasons why people lose their homes. The main reason behind this is foreclosure. Due to this, a solution has been formulated. The solution to foreclosure is the loan modification program. First, let us discuss the reasons for foreclosure. The contributing factors are listed below.

Unexpected Illnesses

With today’s stress levels building up (due to the growing problems caused by our worsening financial predicament), more and more people are getting sick. Serious illnesses tend to be expensive, and the money put aside for mortgage payments goes to medical expenses. The sick are unable to work, and in turn cannot make payments.

Death Of The Breadwinner

An untimely death of the person who brings home the bacon for the family is a huge blow to the financial stability of a family. Not only did they lose a loved one, they also lost the main person responsible for bringing in the cash, and the main person responsible for making the payments.

Devaluation Of Property

A person’s piece of property was just not as much as what they were in the past. The devaluation of property around the United States and rising interest rates are just too much for the average working person to afford.

Dwindling World Economy

The stock markets are crashing, financial institutions are losing money, fortune 500 companies are closing, and people not only in the United States (but all over the world), are losing their jobs. In the United States, it is not a question of paying mortgage payments with hard-earned money, there is just not enough money to come by.

Loan modification programs helps people solve their financial problems, when it comes to their mortgage. These programs refinance the terms and make it more affordable for the borrower. Loan modification programs helps hard working individuals keep their homes.

To Learn More About Loan Modification Programs and to check if you qualify!

Click Here To Learn more about Latest Loan Modification Grants and to check if you qualify for Government Housing Grants

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For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Worried About Tax Ramifications With Your Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hello, my name is Kevin Kauffman. I’m part of Group 46:10, one of the country’s best short sale and real estate teams based right here in Apache Junction. Are you having trouble making your mortgage payments or are tired of being upside down on your home loan? We at Group 46:10 can offer you various options to alleviate some of these problems. As one of the leading short sale groups in the country, we have completed over 500 short sales in the past 4 years and have a completion rate of over 90%.

I’m here today to discuss short sales and tax ramifications. One of the issues that we hear quite frequently from prospective customers is that they would like to short sell their home, but are worried about the taxes they’ll have to pay after the sale. Perhaps you have heard from other people that have done short sales that there were some tax liabilities and would like to find out more.

The Mortgage Debt Relief Forgiveness Act, which expires at the end of this year, permits homeowners, such as yourself, to not pay taxes on the forgiven amount if the home is their primary residence and the selling price is less than $2.5million. If you’re thinking about short selling your property, you need to act quickly because the transaction needs to be closed by the end of 2012 in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please call us or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your specific situation. If you don’t qualify for this act, don’t let that stop you from short selling your home. We have a couple of other ways to avoid paying taxes as well. A skilled short sale expert, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

What Are Your Short Sale Options?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hello, are you considering a short sale but you’re not quite sure of what your choices are? Well, my name is Kevin Kauffman and I am a part of Group 46:10, Apache Junction’s premiere short sale group and Apache Junction’s premiere short sale team. I’m here to inform you that you simply do have choices and I’d love to speak to you about them. My group and I’ve closed over 500 short sales in the last 4 years. We’re right here that can assist you so when you need any assistance, whether you have an FHA loan or maybe you have received a VA loan, we are able to help. Maybe you are unsure as a result of there are completely different rules around FHA and VA loans in comparison with loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the specialists and get a free session with us. We’d love to talk to you about what your choices are. We have worked with every bank out there. We’ve worked with over a hundred banks. We’ve dealt with Fannie Mae and Freddie Mac, and FHA and VA, and anyone and everybody in between and we know that we will help you.

So please give us a call today. You’ll be able to reach us at 480-449-6642. You may as well fill out a form here on our website. Should you’re not on our web site, you may go to us at Group4610shortsale.com. Here you will get your free short sale decision calculator results as well as request an in particular person meeting. We’d love to speak to you about your choices and if a short sale is best for you, we would love to assist you. Thanks rather a lot and have a fantastic day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

Are You Considering Strategic Default?

Posted by webmaster on Jan 23, 2012 in Uncategorized | 0 comments

Hello, have you been considering strategic default? I am Kevin Kauffman and I’m part of Group 46:10, the premiere short sale business in Apache Junction. I’m here to let you know that you have alternatives if you are considering strategic default. More specifically I want to talk to you regarding the actual consequence of strategic default as it applies to the amount of money that it will cost you to do it.

My business partner, Fred, and I have developed a tool called the Short Sale Decision Calculator to help people such as yourself to determine whether or not a strategic default is best for them. If you click on the link below or visit our website, group4610shortsale.com, it’ll take you to a website where you will be shown the value of your home and allow you to put in your interest rate, the unpaid principal balance on your mortgage and your monthly payment. By putting in this information, we will provide you with a report that will demonstrate how much time it will take for the value of your property and the amount you owe to be the same, as well as how much money it will take to get you to that point. This free report will provide you with the information you need to determine whether or not strategic default is the right decision for you or if you should do a short sale.

Should you determine a short sale is the best decision for you, we would love to help you out. We have closed over 500 short sales in the last few years and have over a 90% completion rate. Please either visit our website or call us today so we can schedule a free consultation. Group 46:10 can help you avoid foreclosure, get out from your upside down mortgage and successfully short sell your home, so please contact us today.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.